Where can currency be exchanged in the US? Are credit cards widely accepted throughout the US?

1.  Banks (such as Bank of America, Wells Fargo, etc.)

• Safe and reliable, with transparent 2. exchange rates, but transactions can only be conducted on weekdays and fees may be charged.

2. Currency exchange agencies (such as Travelex, airport exchange booths)

• Convenient (especially at airports or tourist areas), but fees are relatively high.

3. ATMs

• ATMs supporting UnionPay cards allow direct withdrawal of US dollars (confirm the ATM's logo).

4. Commercial establishments (supermarkets, hotels, etc.)

• Some provide exchange services, but exchange rates and fees may be unclear.

5. Online platforms (such as XE.com)

• Suitable for planning exchange rates in advance, with some supporting cash withdrawal appointments.

Recommended locations:

• New York: UNO Foreign Exchange near the Empire State Building, exchange booths at Grand Central Station (with relatively favorable exchange rates).

• Airports: Suitable for emergency exchanges, but fees are high.

Are credit cards widely accepted in the US?

1.  Universality:

• Visa/Mastercard: Almost universally accepted.

• American Express (Amex): Widely accepted, but some small merchants may not support it.

• Discover card: Limited coverage, suitable for specific scenarios (such as chain stores).

• UnionPay card: Can only be used at merchants with UnionPay logos, and some may require card insertion for transactions (contactless payment is not widespread).

2.  Precautions:

• Non-US credit cards may charge a 1%-3% foreign exchange fee.

• It is recommended to carry at least one Visa/Mastercard as a backup.